SBI FreedoM, State Bank freedoM, How To Use Mobile Banking SBI Freedom

SBI Mobile Banking, State Bank of India, freedoM Rarely do we have spare time in our hurried society. It takes a lot of time to complete banking activities with SBI, such as balance inquiries and funds transfers, after waiting in a large line. In addition to State Bank Anywhere Mobile App and SBI Internet Banking, State Bank freedoM now allows you to conduct transactions with friends, family, and clients for your company, including bill payment, balance inquiries, and SBI money transfers. This convenient service is available around-the-clock. To download the State Bank Freedom Android app, all Android smartphone users need to click on the provided link.

FreedoM State Bank: SBI Mobile Banking

This article will provide you with knowledge about:

  1. Wireless Application Protocol (WAP)-based Android apps for mobile banking.
  2. Mobile Banking SMS Services.
  3. Access to mobile banking using USSD (Unstructured Supplementary Service Data).

Let’s start by learning about the Android app/WAP-based mobile banking service.

1) Mobile banking with an Android app or WAP (Wireless Application Protocol)

Customers of State Bank of India can use this service on iPhones, Android phones (with or without GPRS), or java-enabled phones by downloading the appropriate application. On any phone (java or non-java) with a GPRS connection, you may use WAP to access SBI’s mobile banking service.

Functions accessible through Android WAP/App in Mobile Banking Service:

  • Transferring money (inside SBI or outside SBI).
  • the Immediate Payment Services (IMPS) programme.
  • The Balance Inquiry/Mini Statement Service.
  • A chequebook request.
    The Demat Enquiry.
  • The payment of bills (including donations, credit card payments, utility bills like electricity, etc.).
  • Recharge for mobile or DTH.
  • M Commerce (Merchant payment service, premium for SBI life insurance).

2) Text message-based mobile banking

All phones, whether they are smartphones or regular phones, may utilise this service. To send an SMS, dial 9223440000. For utilising this service, standard SMS fees apply.

SMS-based mobile banking features include the following:

  • Balance Enquiry/Mini Statement.
  • Prepaid Mobile / MobiCash wallet recharge.
  • DTH Top up.
  • IMPS Funds transfer.
  • Update MPIN.
  • IMPS Merchant payment service.

Functions available in Mobile Banking Service through USSD : 

  • Balance Enquiry/Mini Statement.
  • Mobile Recharge.
  • Funds Transfer within SBI.

State Bank freedoM can be used to Register for :

  • Application based service.
  • WAP based service.
  • USSD based service.
  • SMS Banking.

What are the safest ways to utilise State Bank freedoM?

  • Don’t disclose your MPIN to anyone, i.e., keep it a secret.
    Install just the original State Bank freedoM App.
  • Maintain confidentiality while entering MPIN.
  • Lock your smartphone when not in use using a password.
    When the transaction is finished, sign out of the State Bank freedoM application.
  • Deregister from the mobile banking service right once if your mobile device or SIM card is lost or stolen.
  • Never give out your MPIN, user ID, account number, or any other personal information to anybody.
  • To protect yourself from phishing or fraud, never click on links in emails or SMS to access your account.

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